Terms and Conditions
1.1 Disclaimer regarding content
We do not supply legal, investment or professional advice on our Site. Nothing on the Site or within the documents available through the Site constitutes legal, investment or professional advice. You should not rely on any information posted on the Site as if it were legal, investment, career or other professional advice. The information provided on the Site are for general guidance only and do not contain definitive advice. We cannot and do not guarantee or warrant that any of the information that you may receive through the Site, or links to third party website is accurate, up-to-date or complete and we do not accept any responsibility for any errors or omissions, or for any damage or loss you may suffer.
2.1 The software that runs the Site is owned by us and/or our licensors. Except to the extent expressly permitted by applicable laws, you must not copy, modify, download, distribute or de-compile that software without our consent.
2.2 You may download material displayed on the Site for non-commercial, personal use provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost or use the content of the Site for public or commercial purposes, including text and images, without written permission.
2.3 Except as expressly permitted by applicable law and by clause 2.2 (above), you may not copy (except to the extent required in order to use the Site in accordance with these Terms), store in any medium (including in any other website), distribute, transmit, re-transmit, broadcast, modify, or show in public any part of the Site or systematically extract material from the Site or any document available through the Site or in any other way exploit commercially all or any part of the Site or any document available through the Site without our prior written permission.
2.4 Unauthorized access to or use of the Site is prohibited. You must not attempt to circumvent security, tamper with, hack into, or otherwise disrupt the Site or any computer system, server, router or any other internet-connected device associated with the Site.
2.5 Images of people or places displayed on the Site are either the property of, or used with permission by, the administrator(s) of the Site and may not be used except as provided in these Terms and Conditions without written permission. For information on how to obtain permission, scroll down to "Copyright Permission”. As a reminder, any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity and communications regulations and statutes.
2.6 The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site are registered and unregistered Trademarks of the administrator(s) of the Site and others. Nothing contained on the Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site without our written permission or the permission of such third party that may own the Trademarks displayed on the Site. For information on how to obtain permission, scroll down to "Copyright Permission”. Your misuse of the Trademarks displayed on the Site, or any other content on the Site, except as provided in these Terms and Conditions, is strictly prohibited. You are also advised that the administrator(s) of the Site will fully enforce their intellectual property rights of the law, including the seeking of criminal prosecution.
2.7 We reserve the right, in our discretion, to withdraw, suspend or modify the Site or certain features or parts of the Site with or without notice to you, where we have reason to do so. There may also be times when the Site or certain features or parts of the Site become unavailable, whether on a scheduled or unscheduled basis. You agree that we will not be liable to you or to any third party for any withdrawal, modification, unavailability, suspension or discontinuance of the Site or any service available on or through the Site.
2.8 Software from the Site is further subject to United States and European Union Export Controls. Software from the Site may not be downloaded or exported (i) into (or to a national or resident of) North Korea, Iran, Syria, or any other country to which the United States and/or the European Union has embargoed goods; or (ii) to anyone on the United States Treasury Departments list of Specially Designated Nationals or the U.S. Commerce Departments Table of Deny Orders. By downloading or using the software or purchasing services from the Site, you represent that you are not located in, under the control of, or a national or resident of any such country or on any such list.
3. Your warranties
3.1 You warrant that:
3.1.1 you will only use the Site in accordance with these Terms and only for lawful purposes and in a lawful manner;
3.1.2 all emails, comments, discussion posts, blogs, news postings, information, document, file or any other material that you intend to post to the Site or provide to us via the Site (Contributions) does not contravene any applicable local, national or international laws or regulations or contravene any person's legal rights, is not offensive or defamatory, is true, accurate, current and complete in all respects and that you will notify us immediately of any changes to that information, document or file;
3.1.3 you will not transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material or any other form of similar solicitation (spam) via the Site;
3.1.4 you will not knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware; and
3.1.5 you will not collect information about users, including email addresses, without their prior consent.
4.1 You are solely responsible for your Contributions and you shall ensure that your Contributions or social posts do not:
4.1.1 contain any material which is defamatory of any person;
4.1.2 contain any material which is obscene, offensive, hateful or inflammatory;
4.1.3 promote sexually explicit material;
4.1.4 promote violence;
4.1.5 promote discrimination based on race, sex, religion, nationality, disability, sexual orientation or age;
4.1.6 infringe any copyright, database right or trademark of any other person;
4.1.7 be likely to deceive any person;
4.1.8 be made in breach of any legal duty owed to a third party, such as a contractual duty or a duty of confidence;
4.1.9 promote any illegal activity;
4.1.10 be threatening, abusive, invade another’s privacy, or cause annoyance, inconvenience or needless anxiety;
4.1.11 be likely to harass, upset, embarrass, alarm or annoy any other person;
4.1.12 be used to impersonate any person, or to misrepresent your identity or affiliation with any person;
4.1.13 give the impression that they emanate from us, if this is not the case; or
4.1.14 advocate, promote or assist any unlawful act such as (by way of example only) copyright infringement or computer misuse.
4.2 You retain the ownership rights in your Contributions and grant us a non-exclusive, worldwide, perpetual, irrevocable, royalty-free, sub-licensable right to exercise the copyright, publicity, trademarks, database rights and intellectual property rights you have in the Contributions, in any media known now or in the future. In addition, you waive all moral rights you have in the Contributions to the fullest extent permitted by law. You represent and warrant that you are entitled to grant such a license to us.
4.3 You agree to indemnify us for any cost, expenses, damages or liabilities we incur due to your use of the Site or otherwise relating to any of your Contributions. We reserve the right to remove or edit any Contributions as we see fit, without warning and without being required to provide reasons, and/or to make such information available to regulatory bodies or law enforcement authorities. Our decision on this shall be final. Further, we reserve the right to suspend or terminate, or bar access to, all or part of the Site.
4.4 We shall not be liable to you for any loss you may incur as a result of us taking any of the actions described in clause 4.3 nor for the actions or inactions of other users, including anything contained in your or any third party’s Contributions.
4.5 In the course of using the Site, you may submit your personal data and/or the personal data of others. It is your responsibility to ensure this information is accurate and up to date.
4.6 You agree that you are responsible for the personal data that you submit to the Site, including the personal data of others. If you submit the personal data of others to the Site, you must ensure that you have all the rights and permissions needed to use that personal data in connection with the Site and any services offered through the Site. We are not responsible for any actions you take with regards to submitting the personal data of others to the Site. Please do not add the personal data of others to the Site unless you have first obtained consent to do so.
5. Online Privacy
6.2 Any links to such third-party website are for your convenience and the inclusion of the links on our Site does not imply any endorsement, guarantee, warranty or representation by us of the quality or accuracy of the information, products or services provided to you on those third-party website.
7. Restricted access
7.1 Access to parts of the Site are restricted to authorized persons. If you believe you have been granted access to any document or file by mistake, please exit the restricted section immediately and contact us as soon as possible.
7.2 You may be required to enter your username and password to enter restricted areas of the Site. You must not allow any other person to use your password. If you believe someone else knows your password, you must change it immediately.
7.3 We reserve the right to remove users from the authorized list of users at any time.
7.4 Parts of the Site incorporate encryption technology but even if there is encryption technology in place, we cannot guarantee that unauthorized individuals will not be able to access confidential information hosted on or downloaded from the Site.
7.5 The documents and files hosted on restricted parts of the Site are confidential. You must not distribute the documents and files hosted in these areas except to persons authorized to read them. If you believe that you may have been granted access to a document or file by mistake you must not download it, copy it, use it for any purpose or disclose its contents to any other person.
7.6 If you access the Site from a shared PC, during your access to the Site you will be responsible for all instructions received by us between the time you pass the security procedure until you exit the Site. This includes any input errors or instructions sent by someone other than you whilst you are still logged onto the Site.
7.7 Email communication is not secure and there is no guarantee that an email will be delivered within a reasonable time, or at all. We advise you to contact us by telephone with any information that must reach us by certain deadlines.
8. Limitation of liability
8.1 We shall not be liable to you for any communication you send to us by email which is either received late or not received at all.
8.2 We shall not be liable to you for any loss arising out of the inaccuracy or incompleteness of information, including any of your or any third party’s Contributions, contained on the Site or in the services available through the Site.
8.3 The Site and/or services available through the Site are provided to you without warranty of any kind.
8.4 While we will endeavour to maintain the availability of the Site, we make no warranty that the Site will meet your requirements or will be uninterrupted, timely, or error-free, that defects will be corrected or that the Site or the server(s) that make the Site and/or the services available through the Site available are free of viruses or bugs. If you are aware of any error on the Site, please contact us and we will endeavour to correct it.
8.5 We will not be responsible or liable to you for any loss of material uploaded or transmitted through the Site.
8.6 We shall not be liable for any special, indirect or consequential damages (including loss of business, profits, anticipated savings, opportunity, reputation or goodwill) however caused.