SME Strategy & Fintech Services
COST ASSURANCE, audit & STRATEGY ADVISORYwelcome to cfbl consulting!
AUDITS PROTOCOLS & ESG FINANCE STRATEGY & ADVISORY
standards
Our Professional Standards & Memberships
overview
SME Strategy & Fintech Service
CFBL Consulting provides robust business plans and financial statements and independent advisory services to help SMEs seeking to expand or transform their business to access finance and growth opportunities. We help you establish key performance indicators that can be actively monitored to help you and assess the efficiency of your operations, and help identify current, emerging risks and key industry trends to help you maintain a competitive advantage.
Digital Transformation & Fintech Innovation Services
Business Strategy Advisory
We provide independent advisory services and support clients with IT, technical, design, implementation, strategy, research, development, technology and innovation.
Cost Efficiency & Optimisation Advisory
We ensure that the right transfer pricing, costing and governance systems are in place effectively. We use technology to capture costs at source, analyse data and turn it into intelligence for risk management, forecasting, auditing, real-time reporting and management decisions.
Transformation Advisory & Thought Leadership
Our digital and software solutions use innovative technology and automation to enable our partners to optimise their business, cost, and efficiency and maintain a competitive edge.
Grant Funding Finance & Investment Advisory
We provide advisory services and support clients in developing and implementing sustainable a business strategy, business plans, and resilient financial statements to scale-up, secure grants funding and innovate.
Strategic Business Plans
Business Plan Strategic Annual Review
We can take on a more regular role with organisations, conducting annual reviews of your business strategy. These reviews seek to fine-tune the strategy in relation to new developments and ensure operations are fully optimised.
Business Performance Evaluation
We monitor the progress of implemented strategies thoroughly to evaluate their success.
Financial Management & Accounting Services
Cost Optimisation & Advisory
We work with business to maximise the potential of their financial resources, both directly and in an advisory capacity.
Funding Investment Appraisal
We will help develop your investment business case and support you in selecting the appropriate funding strategy and in obtaining these.
Finance Business Partnering
We can take on a longer-term advisory role alongside your organisation, guiding along financial matters with our expert industry insights and wealth of experience.
Financial Analysis and 5-Year Financial Statements
We undertake financial analysis and develop 5-year financial statements comprising the balance sheet, income statement and cash flow statements.
Accounting & Tax
We will handle your personal taxes, payroll and business taxes, ensuring they are timely, optimised and compliant.
Planning, Budgeting, Forecasting & Financial Modelling
We will also ensure that you have appropriate financial controls in place for budgeting, payroll, cash flow management, cost, credit control, contracts, finance and risk management.
Interim Head of Finance Role
We can also temporarily take a more embedded role with your organisation as an Interim Finance Director.
Training & Change-Management Services
Training
We ensure that the project team and managers in the business do not just provide training for specific staff roles, but encourage training in transferable skills so that staff are already equipped to be more responsive to commercial, financial, cost and business risks in a crisis.
Change Management
We provide Change Management services, working with businesses to ensure that team morale is maintained through organisational transition periods.
Clients
Trusted by Top Global Companies
Q & A
FAQ
Why is it important to establish the finance team as a business partner?
Establishing the finance team as a business partner is important because it enables collaboration and leverages financial expertise to drive strategic decision-making. Businesses can benefit from their financial insights, analysis, and specialized knowledge by involving the finance team in key business discussions and decision-making processes. This
partnership facilitates proactive planning, cost optimization, effective resource allocation, risk management, and compliance. It also enhances communication between finance and other departments, fosters financial accountability, and drives financial transformation. Positioning the finance team as a business partner strengthens the organization’s financial
foundation, promotes informed decision-making, and supports long-term growth and success.
What does it take to create an effective financial strategy?
An all-encompassing strategy that includes several crucial components is needed to develop an efficient finance strategy. It entails carrying out a comprehensive examination of the company’s financial position, establishing precise financial goals that are in line with the larger business objectives, and creating plans of action to reach those goals. Understanding the market, business trends, and competitive environment in-depth is necessary for developing an efficient financial plan. Strong financial planning, budgeting, and forecasting procedures are also necessary, as are measures for efficient risk management.
Why is financial planning essential for businesses?
Several factors make financial strategy essential to a company’s success:
- Long-term financial objectives and sustainability are facilitated by it.
- It offers a strategy for managing resources and making wise financial choices.
- It facilitates efficient cash flow management and guarantees sufficient liquidity.
- It empowers companies to select wise investments and exploit profitable possibilities.
- It supports risk management and capital structure optimisation.
- Profitability and financial performance are improved.
- Strategic planning is facilitated, and financial and corporate goals are aligned.
What are some efficient methods for forecasting and budgeting during the creation of financial strategies?
Analysis of historical data: Examine patterns and historical growth rates by examining past financial data and trends.
Creation of financial models to simulate various situations and evaluate their effects on financial results.
Utilising rolling forecasts, which are continuously updated throughout the year.
Market Research and Analysis: Conduct in-depth market research to comprehend market dynamics, consumer preferences, and industry trends.
Benchmarking: To learn more, evaluate your financial performance in comparison to that of similar companies or rivals.
Continuous Monitoring and Review: Analyse actual financial performance in comparison to predictions and budgets on a regular basis.
How does fintech help SMEs?
Management boost. The “Fintech” approach to SME financing also helps improve ongoing management. Fintechs can pull client data in real-time to improve management throughout the lending cycle.
Improved risk management:
Fintech businesses may provide data analytics and machine learning capabilities to assist SMEs in more effectively assessing and managing risks such as credit risk or fraud.
Access to finance:
Fintech businesses may provide alternative forms of funding, such as peer-to-peer lending, and invoice financing, which can be more accessible and flexible than traditional bank loans.
Reduced costs:
Fintech businesses may provide lower fees and charges for services such as payment processing, foreign currency conversion, and account management, which can save SMBs money.
Quick transaction processing:
Fintech businesses may be able to process transactions faster than traditional banks, which is especially significant for SMEs that need to manage cash flow and respond promptly to consumer requests.
Better cash management:
Fintech businesses may provide digital tools and platforms to assist SMEs to manage their cash flow, tracking spending, and processing payments more effectively.
sectors
Our Sectors
Contact us
25 Clarendon Road, Redhill
Surrey, UK, RH1 1QZ
T: +44 1737 452323
Registered in England and Wales
Registration No.7524623